Results For Articles or Consultants
Sales Training
EXPERT WITNESS | COVERAGE ANALYSIS As the Principal Consultant of Gulf Coast Risk Management, I have over twenty-seven years of “hands-on” experience in the insurance industry and a Certified Insurance Counselor (“CIC”) since 1999. Nationally recognized as being in the top 1% of insurance professionals in the United States in leadership and dedication to the…
David Stegall has been the Principal Consultant and Founder of Risk Consulting & Expert Services (RCES) since January 1, 2007 with over 42 years of insurance, reinsurance, bond and risk management industry experience. As a Chartered Property & Casualty Underwriter, an Associate in Risk Management, an Associate in Reinsurance and a Registered Professional Adjuster he…
“Since its creation, “claims made” wording’s use has expanded outside of the “profession” and professional liability realm, finding use in diverse liability coverages. But the roots of “claims made” wording, and its most common use still, is found in covering the exposures created by a “professional’s” activities. As seen by the list of true “professions,” professionals are individuals who provide a service to society which, if done poorly, could cause extreme or irreparable personal or financial harm. …
The expansion of claims made policy forms beyond “professions” caused the basic “claims made” concept to diverge and evolve into two distinct forms. One evolutionary branch commenced in professional liability coverages (known also as “errors and omissions” coverages in this series) and the second branch grew out of the financial services industry and the need for directors and officers liability protection, fiduciary liability and employment practices liability (referred throughout this series as “executive liability” coverages).
Although both branches attach to the tree at the same point; greatly different “claims made triggers” have resulted. Additionally, coverage terms, conditions and definitions differ between the two branches.”
Insurance Program Executive. Expert Witness. Insurance Educator. Risk Management. Insurance Program Executive… 30+ years of experience in property and casualty insurance program design, policy form drafting and analysis, underwriting, operations, and management of specialty programs. Expert Witness…litigation consulting in complex insurance coverage cases, underwriting practices, and agent/agency duties. Extensive knowledge of Best Practices for Insurers,…
Mr. Roberts, upon separating from the retail insurance industry in 2010, established his consulting firm that very same year. His focus is these three (3) distinct areas of his insurance consulting practice: Teaching continuing education (CE) classes for licensed agents & brokers on a national level Providing sales coaching, sales training and sales management services…
With over 30 years experience, Mr. Miltenberger has worked on the brokerage and company side of the insurance industry. He has extensive expertise in both the life and health and property and casualty space. His has proven ability to leverage his knowledge, relationships and experience on behalf of his clients issues. He also has an…
I have been a license Insurance Agent in the State of Texas since 1983 holding General Lines Property & Casualty, General Lines Life, Accident & Health and Risk Manager licenses. I am currently Vice-President of King-Phillips Insurance Agency, a firm providing a full range of insurance products to the insuring public. I also serve as…
Over the years, Al has been thoroughly immersed in all facets of insurance agency operations including serving on committees, instructing, consulting and as an author. Building a solid track record of performance assisting agencies and company operations including mergers, acquisitions, divestitures, perpetuation and strategic planning, organizational development, compensation and salary administration programs, administrative and financial…
Areas of Expertise: Operations consulting in the area of workflow and procedures with a strong expertise in Independent Agency operations Developing effective workflows and procedures Creating meaningful agency standards Providing action plans to facilitate implementation of recommendations Developing audit processes to assure compliance and support quality control Agency Errors and Omissions (E&O) reviews and exposure…
Areas of Expertise
- Account Collection Solutions (1)
- Account Collection Solutions (2)
- Account Development (11)
- Accounting & Auditing (6)
- Accounting/Auditing (3)
- Acquisition Candidate Identification (5)
- Acquisition Candidate Identification (3)
- Actuarial Services (2)
- Actuarial Services (1)
- Advisory Director Service (6)
- Agency - Broker - Wholesaler Relationships (15)
- Agency - Company Disputes (33)
- Agency Acquisitions - Mergers - Sales (8)
- Agency Analysis (11)
- Agency Management (14)
- Agency Profile Report (4)
- Agent - Agency (45)
- Agent/Broker Performance Reviews (20)
- Agent/Broker Selection (27)
- Appraisal of Agencies (8)
- Arbitration (16)
- Arbitrator (12)
- Assessment of Viability (2)
- Asset Purchase Agreements (5)
- Attorney (14)
- Audit Review of Defense Expenses (4)
- Automation Analysis/Purchasing (3)
- Bad Faith (43)
- Bank Owned Agencies (15)
- Bank Regulatory Issues (1)
- Binding Authority (7)
- Brochure Development (3)
- Brokerage of Agencies/ Books of Business (9)
- Brokerage of Company Books of Business (4)
- Business Broker - Companies (8)
- Business Broker - Wholesalers & MGAs (10)
- Business Continuity Planning (9)
- Buy/Sell Agreements (9)
- Capital Management (3)
- Captive Insurance Company Formation (7)
- Captive Insurance Feasibility Studies (8)
- Captive Related (6)
- Cash Flow & Budget Analysis (1)
- Cash Flow and Budget Analysis (6)
- Cash Flow and Budget Analysis (2)
- Claims Handling (52)
- Claims Management/Control (38)
- Cluster Development and Consulting (6)
- Company - Reinsurance Disputes (15)
- Company - Wholesaler - MGA (30)
- Company Profile Report (3)
- Compensation Analysis (5)
- Compliance Training (3)
- Compliance/Reporting (2)
- Contract Negotiation/Drafting (12)
- Contract Review (21)
- Contract vs.Coverage Analysis (23)
- Contractual Disputes (16)
- Corporate Modeling (4)
- Corporate Modeling (2)
- Corporations & Enterprise (41)
- Coverage - Claim Disputes - L&H (14)
- Coverage - Claim Disputes - P&C (56)
- Coverage Opinions (Post Loss) (24)
- Coverage Opinions (Pre Loss) (21)
- Crisis Management (11)
- Crisis Planning and Management (5)
- Cross Marketing (6)
- Customs (22)
- Customs, Standards, Practices & Duties - L&H (10)
- Customs, Standards, Practices & Duties - P&C (44)
- Damage Assessment (9)
- Data Management (3)
- Data Management (1)
- Deceptive Trade Practices (19)
- Delegated Authority Approval (2)
- Disaster Manuals (6)
- Disciplinary Matters (3)
- Dispute Management (15)
- Drafting/Negotiating Agreements (4)
- Due Diligence Investigations (11)
- Due Diligence Investigations (11)
- Due Diligence Investigations (8)
- Duties (40)
- E&O Avoidance and Prevention (35)
- Education (27)
- Education (51)
- Education/Professional Development (16)
- Employee Compensation/Management (5)
- Employee Procedures Manuals (8)
- Employer Operating Practices Manuals (7)
- Employment Agreements (8)
- Employment Practices (6)
- Enterprise Risk Consulting (20)
- Entity Formation (6)
- Entity Licensing (6)
- Equity Ownership Disputes (1)
- Errors & Omissions - L&H (16)
- Errors & Omissions - P&C (51)
- Errors and Omissions Cases (18)
- ESOP and Retirement Plans (3)
- Expert Witness - Litigation Support (75)
- Fair Market Valuations (8)
- Fair Market Valuations - Insurance Companies (3)
- Fair Market Valuations - Reinsurance Companies (1)
- Financial (17)
- Financial (14)
- Financial Turn around and Improvement (1)
- Financial Turn around and Improvement (3)
- Financial Turnaround & Improvement (2)
- Forensic Claim Analysis (14)
- Formation & Licensing (3)
- General Counsel Services (9)
- General Services (7)
- Government & Public Entity (10)
- Incentive Plans (4)
- Information Technology - Planning (2)
- Information Technology - Stratigic Planning (4)
- Information Technology - System Design/Installation (1)
- Information Technology (IT) Training (4)
- Information Technology (IT) Training (1)
- Insurance Bidding (19)
- Insurance Captive - Formation & Management (3)
- Insurance Company Performance Reviews (16)
- Insurance Coverage Analysis/Design (36)
- Insurance Product Development (10)
- Insurance Related (41)
- Internet Marketing (4)
- Legal - Litigation - Claims (77)
- Legal Consulting (50)
- Life and Health Sales (4)
- Loan Acquisition (2)
- Lobbying (1)
- London/International Market Relations (4)
- Loss Control Consulting (11)
- Loss Reserve Adequacy Review (4)
- Management (33)
- Management (28)
- Management Consulting (17)
- Management Consulting (21)
- Market Conduct Audits (2)
- Marketing Plans (8)
- Marketing Programs (10)
- Mediation (15)
- Mediator (9)
- Merger - Acquisition - Divestiture Advice (9)
- Merger - Acquisition - Divestiture Advice (4)
- Mergers/Sales/Acquisitions (7)
- Niche Market Development (8)
- Non-Compete/Non-Piracy Covenants (10)
- Operating Agreements (4)
- Operational Audits (10)
- Other (4)
- Other (8)
- Perpetuation Planning (8)
- Practice (43)
- Predictive Moding/ Loss Forecasting (3)
- Producer Acquisition/Compensation/Management (9)
- Producer Agreements (11)
- Producer Coaching/Development (16)
- Producer/Employee Recruitment (5)
- Professional Development (23)
- Profit Center Design and Development (5)
- Program Design/Development (7)
- Prototype Agreements (2)
- Recruiting and Executive Search (1)
- Regulatory/Disciplinary (5)
- Regulatory/Licensing (6)
- Reinsurance Expertise (10)
- Reorganization Assistance (4)
- Reputational Risk Management (5)
- Retail - Wholesale Relationships (10)
- Retrospective/Cost-Plus/Loss-Sensitive Rating (12)
- Risk Assessment Services (25)
- Risk Management (41)
- Risk Management Planning (23)
- Sale and Acquisition Consulting (9)
- Sale and Acquisition Consulting (6)
- Sales - Mergers - Acquisition (13)
- Sales - Mergers - Acquisition (9)
- Sales Training (9)
- Sales Training (6)
- Sales, Mergers & Acquisitions - See Business Brokers (5)
- Security/Compliance (1)
- Seminar Presentations (26)
- Seminar Presentations (17)
- Service Center Development (3)
- Staff Development (10)
- Standards (46)
- State Continuing Education Credit (19)
- State Continuing Education Credit (9)
- Statutory Auditing (4)
- Statutory Financial Reporting (2)
- Stock Purchase Agreements (4)
- Strategic Planning/Long-Range Consulting (10)
- Strategy Development (1)
- Structured Settlements (4)
- Third Party Administration (18)
- Third Party Administrator Audits (12)
- Trust-Owned Life Insurance Audit and Management (1)
- Trust-Owned Life Insurance Portfolio Management (1)
- Umpire (7)
- Underwriting - L&H (5)
- Underwriting - P&C (32)
- Underwriting Audits & Reviews (12)
- Underwriting Training/Monitoring (8)
- Unfair Claims Settlement Practices (35)
- Wage and Hour Claims (2)
- Webinars (18)
- Webinars (11)
- Wrongful Cancellation (21)
- Wrongful Termination/Discrimination/Harassment (5)