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A Nationwide Association Of Insurance And Risk Consultants, Educators And Experts

american legal experts

AAIMCo Members Are The Most Sought-after Fee Based Professionals On Matters Related To Insurance And Risk

legal consultants

Areas Of Expertise Include Agent/Agency, Company/Wholesaler, Corporations/Enterprise, Government And Law

AAIMCo Members Are Widely Published. From Books And Resource Documents To White Papers And General Articles

AAIMCo is a non-profit trade association comprised of insurance and risk professionals who provide fee-based consulting and educational services to their clients.

The Professional Members of AAIMCo are among the most knowledgeable and highly sought after, fee-based consultants, experts and educators in the insurance and risk management fields. Their clients include insurance agencies and associations, multi-national insurance companies, corporations and attorneys for services ranging from consulting and expert witness to education and training.

AAIMCo’s purpose is to provide an insurance and risk forum for professionals of the highest caliber to share ideas and exchange information for the betterment of our professions. AAIMCo also strives to set the highest professional standards for our members and our industries and will publish official position papers in support of that goal.

MARK YOUR CALENDAR!

AAIMCo Annual Conference April 30 - May 2, 2026

In Reno, Nevada
Peppermill Resort Spa Casino

Peppermill Resort Spa Casino

Featured Consultants

Joan Deimling

Joan Deimling has over thirty years’ experience in the insurance industry in policy rating, customer service and claims. She has been responsible for the supervision of policy issuance, commercial rating both liability and property as well as worker’s compensation and customer service. Joan’s customer service knowledge and skill set benefits clients in managing customer accounts and office management. Joan has adjusted insurance claims under Homeowners, Farm/Ranch, Flood, Commercial Property and ...
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Michelle Villarreal

Michelle Villarreal began her claims career over 30 years ago, with Cigna Companies while attending St. Mary’s University in San Antonio. She is the President and CEO of Occupational Accident Risk, Inc, a Third Party Administrator specializing in Texas work injury programs. They have been in the Third Party Administration industry since 2006, offering services in both workers compensation and Texas Non Subscription. In 2019 Occupational Accident Risk rebranded themselves ...
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Michael Gay

An interpreter of InsuranceSpeak® assisting others in understanding insurance policies, procedures, and practices of the industry. Expert Witness/Litigation Consultant in P&C coverages and Agent/Broker “Best Practices”. Four decades of insurance program development in the specialty P&C insurance space. Skilled in the identification, analysis, evaluation, and treatment of complex risk and loss exposures. Insurance Educator for over 30 years; Author of more than 60 course guides and workbooks. Co-Author of the ...
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Brent Winans

Brent Winans provides, objective, fee-based insurance and risk management consulting services for mid-sized companies.  He also serves as an expert witness in insurance agents’ errors and omissions suits and other insurance litigation. Risk Management – Brent helps his clients plug coverage gaps and obtain the most competitive pricing on insurance.  In addition, he implements other risk management techniques when they are more effective than insurance.  His extensive risk management background ...
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Vincent “Chip” Boylan

Property and Casualty Insurance Expert Witness with a 45 Year background as an Insurance Broker.  Expert witness since 1989 with a primary focus on 1) agent and broker standard of care; and 2) coverage issues. Topics addressed have included: Property/Crime; Business Interruption; General Liability; Executive & Professional Liability; Workers’ Compensation; Umbrella Liability; Automobile; and Homeowners. Achieved Chartered Property Casualty Underwriter (CPCU), Associate in Risk Management (ARM) and Registered Professional Liability ...
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Jason Murgio

Mr. Murgio brings over 20 years of experience in insurance, M&A advisory, and business development, with a track record of nearly $4 billion in deal value. He has worked with several multibillion-dollar insurance carriers, including Allstate, Munich Re, Allianz, Progressive, Morgan Stanley, AIG, and White Mountains. His expertise spans international markets—including the UK, Netherlands, Bermuda, and Latin America—as well as private equity startups and regional insurance carriers. Additionally, he has ...
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Featured Library Publications

Distributing Contingency Income Fairly

If you distribute Profit Sharing monies (Contingency Income) to various people/entities within your agency/cluster/Virtual Insurance Agency you know that volume-only calculations for distribution is unfair to the most profitable entity and overly generous to those who may have high loss ratios. Read about the Fair Share Contingency Distribution Program here that calculates Profitability Relativity as well as volume relativity when – …

Is it time to outsource your writing?

As insurance professionals, we are often so busy serving our clients that our writing and publishing take a back seat to our practice. Consistent publication keeps us in the public eye and allows us to rank higher on Google.

Bad Faith – Hard to Define – But You Know It If You See It

Dad Faith: Breaching the usual and customary practices of, and/or failing to maintain the standards of care required by, the insurance (and Risk Management) industry based on the concept of “Utmost Good-Faith”

“Nine Case Retention `Red Flags’ Spelling WARNING for Expert Witnesses”

From the Spring 2018 issue of the CPCU CLEW Interest Group newsletter.

Social Media as a Factor in Personal Injury Underwriting: Risk, Rate and Regulation

Social media claims against individuals are increasing, yet insurance coverage for individuals for such claims is rarely available unless the insured has a personal injury endorsement to the standard homeowners policy or the insured has an umbrella policy, or the rare company-specific insurer includes such coverage. This suggests a market opportunity to provide this coverage. Underwriting this exposure will likely – …