Live Oak Bank


Live Oak Bank is a leading small business lender offering financing solutions to select industries nationwide. The Insurance industry division focuses on agents, MGAs, wholesalers and program administrators.

About Live Oak Bank

  • Insurance Expertise: Our lending team has extensive experience working in the insurance industry. We understand your business.
  • Cash Flow LendersThe asset of an insurance agency is the book of business.
  • Use of Loan Proceeds: Acquisition, Refinance, Working Capital, Real Estate.
  • Competitive Rates and Terms: Typical agency acquisition without real estate has a 10 year term, rate between 5% – 6%, and no prepayment penalty. Longer terms are available for real estate loans.
  • Preferred Lender with the SBA Experience an efficient process that provides fast closings. Most loans close within 60 days.

Insurance Specific Services

Financing for acquisitions
Working capital
Real estate and other needs