Insurance Program Executive. Expert Witness, Insurance Educator, Risk Manager

Insurance Program Executive… 30+ years of experience in property and casualty insurance program design, policy form drafting and analysis, underwriting, operations, and management of specialty programs.

Expert Witness…litigation consulting in complex insurance coverage cases, underwriting practices, and agent/agency duties. Extensive knowledge of Best Practices for Insurers, Wholesalers, Managing General Agents, and Retail Agencies.

Insurance Educator… writing and teaching property and casualty courses for 25+ years. Author of course guides and classroom workbooks.

Risk Manager…experienced in the identification, analysis, evaluation, and treatment of loss exposures for complex risks. Don’t ignore or simply insure risk – treat risk by avoiding, reducing, transferring or accepting it.

Insurance designations earned: AAI, AAI-M, AIS, ARM, ARM-P, CIC, CPCU, CRIS.

Website: www.MichaelGayConsulting.com

Twitter: #TreatRisk