Insurance Expert Witness | Agent & Broker Standards of Care | Coverage Analysis | P&C Insurance | Litigation Support | 40+ Years Experience | CPCU, AAI, AAI-M, AINS, AIS, ARM, ARM-P, CRIS

Michael Gay is a property and casualty insurance expert witness and litigation consultant with more than four decades of industry experience. Since 2008, he has been retained by plaintiff and defense counsel in matters involving insurance agent and broker standards of care, coverage analysis, insurance industry practices, agency operations, and complex P&C issues. His experience includes underwriting, retail agency operations, brokerage, MGA/MGU and program administration, risk management, insurance education, and executive leadership.

Retained by both plaintiffs and defendants. Opinions are based upon the facts, policy language, documentation, and accepted insurance industry customs, standards and practices—not the party that retains him.