I am an unique risk management and insurance professional, having worked in all three main sectors of the industry, insurer, broker, and risk management. More particularly, I have been a risk manager for a Fortune 50 company, an insurance broker, twice albeit in different roles in addition to being a wholesale insurance broker, and a reinsurance underwriter as well as a MGA, as well as have served on the boards of four insurance companies (mutuals, captive, and non-mutual). In addition to teaching risk management and insurance at the University of Houston’s Bauer College of Business, I have been engaged in many consulting, arbitrating, mediating, and expert witness assignments.