Jane Marie Downey

Expert Consultants

Jane Marie Downey, ARM

Professional Member

Principal Risk Consultant/Insurance Expert Witness/President

Clarity Concepts, Inc.


Jane Marie Downey, ARM, M. Ed

Principal Risk Consultant, Clarity Concepts, Inc.


Jane Downey is an internationally known Risk Management consultant and Insurance industry expert. Jane has a background in both Insurance brokerage and Risk Management. Her specialty industries include manufacturing, financial institutions, and technology risks.  She has made many Risk Management reports to the C-Suite.  Her work is also focused on claims management and reducing Workers Compensation claims.


Clarity Concepts, also maintains a significant practice in enterprise risk consulting and expert witness engagements.  Her expert witness work focuses on broker liability, claims management, risk management and risk control standards, and insurance coverage disputes.


Risk Management Educator and Academic Experience

Jane has served as adjunct faculty at Temple University in Risk Management and Leadership and at Penn State University in Crisis Management.  She currently teaches the CE classes: Advanced CGL, Preventing Broker E&O claims, E&S Market and Intro to Casualty and Intro to Property Insurance for ISEP


Insurance Arbitration Certification

Jane recently certified with ARIAS as an arbitrator.. Her specialties include retrospective premium disputes and primary layer coverage issues.



Jane holds the P&C and A&H  Insurance Brokerage licenses in the States of PA, NJ, and Fl.


Company Info

Clarity Concepts, Inc.

240 Dechert Drive

King of Prussia, PA 19406





Articles by Jane

Jane articles are in the works.