I have over fifty years’ experience in insurance and risk management.  I am a graduate of Loyola University, Chicago.  My corporate experience includes Director of Insurance for Duplan Corporation, Risk Manager for E. & J. Gallo Winery and Vice President of Insurance for Greyhound Corporation.  In addition, I have over thirty-five years’ experience as an independent Risk Management consultant specializing in formation of captive insurance companies, insurance archaeology, policy analysis, claim auditing and expert witness testimony in both Federal and State courts.