David Princeton
My passion for insurance has thrived for over 20 years. From humble beginnings as an auto-field adjuster to eventually serving as a Director of Corporate Risk for a private equity group. I’ve been involved in overseeing the challenges of insurance coverage across renewable energy, construction, aviation, information-technology, agriculture, beverage manufacturing, senior living, real estate, education,…
Read MoreJohn F Nixon
Asperta, Ltd. is a unique independent consulting practice coaching risk managers and brokers on critical issues with property insurance underwriting submission format, data quality, and valuation, including optimization for leading CAT models. Insureds with large, complex property schedules need to attract capacity at best available terms. We offer an objective and credible insiders’ perspective on…
Read MoreColby Allen
Introduction and Experience My name is Colby Allen and serve as VP of Consulting and Valuations with Agency Brokerage Consultants. To date I’m a published industry expert and thought leader on Insurance Agency Valuation and M&A Advisory. Since starting my career in the industry have collected 13 years of experience in finance, operations, analytics, and project…
Read MoreJames F. Hughes III
I am an unique risk management and insurance professional, having worked in all three main sectors of the industry, insurer, broker, and risk management. More particularly, I have been a risk manager for a Fortune 50 company, an insurance broker, twice albeit in different roles in addition to being a wholesale insurance broker, and a…
Read MoreMichelle Villarreal
Michelle Villarreal began her claims career over 30 years ago, with Cigna Companies while attending St. Mary’s University in San Antonio. She is the President and CEO of Occupational Accident Risk, Inc, a Third Party Administrator specializing in Texas work injury programs. They have been in the Third Party Administration industry since 2006, offering services…
Read MoreAndrew G. Sall
Andrew is a seasoned expert with over two decades of battle-tested experience under his belt. Andrew’s success is no accident; it stems from a profound understanding of the idiosyncrasies of his clients’ businesses. He combines numerical precision with compelling narratives, a rare skill that transforms inadequate business income claim offers and outright denials into substantial…
Read MoreTerry J. Friedman
Mr. Friedman began his insurance career in 1980, when he joined his family’s independent insurance agency as a producer, eventually focusing on property and casualty commercial insurance. In addition to developing a substantial book of business that included a wide range of businesses and organizations, he was President of the agency from 2004 – 2018,…
Read MoreJane Marie Downey
Jane Marie Downey, ARM, M. Ed Principal Risk Consultant, Clarity Concepts, Inc. Â In Memoriam Jane passed away on December 9th. All of us who knew her can give testimony to her commitment, energy and drive. She had come through a lot and was building a successful consulting and expert witness practice. She is gone…
Read MoreDaniel Guy Fink
As an experienced insurance expert witness, Daniel works with attorneys on agent/insurance company standard of care and bad faith. He can analyze coverages and claim handling. He works with both plaintiffs and defendants on cases he believes in. Daniel has 40 years of experience as a practicing insurance agent / professional and almost 20 years…
Read MoreStephen Miller, CPCU, AIC
Steve is a 30+ year veteran of property and casualty insurance claims. Â He holds the CPCU and AIC designations and is Past President (2006) of the National Society of Professional Insurance Investigators (NSPII). Over the course of his carrier career, Steve worked as a direct claim handler, manager, litigation examiner, senior claim specialist and director…
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