Expert Consultants

Joseph M. Junfola, AIC-M, AIDA, AIS, ARM, ARe, ASLI, AU, CPCU, RPLU+, SCLA

Associate Member

Insurance Claim Consultant

Junfola Claim Consulting


My career in the property casualty insurance industry spans over four decades, during which I managed, directly or in a supervisory capacity, insurance claims.  For the last 27 years, I have specialized in long-term exposure, or continuous property damage/bodily injury/toxic tort claims on a national basis, in particular construction defect, product liability, and design professional liability claims.  My experience also includes construction accident claims, particularly third-party-over actions in New York.

During the first 14+ years of my career, I handled automobile bodily injury claims, both on a primary and umbrella basis, in the State of New Jersey.  It was during this time, in the early 1990s, that I qualified as an expert in the evaluation of automobile bodily injury claims in Federal Court.  On behalf of the U.S., I testified as an expert in Newark Federal Court in two related automobile insurance fraud prosecutions of a fraud ring that included a physician, three attorneys, and their respective office staffs. 

Upon my retirement from Admiral Insurance Company in July 2019, I formed Junfola Claim Consulting with primary, but not exclusive, concentration in construction and design professional claims.  Services provided include coverage and claim analysis; policy language review; litigation support; mediation; trial monitoring; carrier meetings; settlement conferences; webinars and workshops; audits; and expert witness.

 Effective May 2020 I became a member of the Transaction Advisory Group (“TAG”), a part of Suite 200 Solutions,, a consulting firm which specializes in advisory services, market intelligence, and talent acquisition. TAG works with primarily Funding Sponsors to identify, vet, and facilitate deals with insurtech and technology-enabled services companies.

 Effective June 2020, I joined the Insurance Risk Management Institute as an Expert Commentator.

 I am a staunch believer in continuous learning and improvement. I earned the following professional designations: CPCU, RPLU, RPLU+, SCLA, AIC, ASLI, ARe, AU, ARM, CRIS, AIS, MLIS, AIC-M, and AIDA. In 2008, I earned the Executive Certificate in Negotiations from the Mendoza College of Business, University of Notre Dame, and in 2009, the Home Inspection Certificate through Rutgers University and the National Institute of Building Inspectors. In 2014, I earned the Certificate in Law and Legal Process from Southern New Hampshire University. Throughout my career, I have attended countless seminars and workshops. More recently, I completed the Program on Negotiation at Harvard Law School. 

 I created and conduct a webinar/workshop series, Cause and Effect: Managing the Construction Defect Claim.  I have published several articles and an eBook, Construction Defect Claims, A Handbook for Insurance, Risk Management, Construction, & Design Professionals.

Company Info

Junfola Claim Consulting

1420 Pennsylvania Ave Unit B4

Cape May, NJ 08204