Joseph M. Junfola
Expert Consultants
Associate Member

Insurance Consultant
Junfola Insurance Consulting
856-357-7826
CLAIM CONSULTING
Coverage and claim analysis
Multiple-triggered primary/excess/umbrella policies allocation
Additional insured/contractual indemnity
Litigation support
Attendance: mediations, settlement conferences, carrier (cost-share/allocation) meetings, trial monitoring
COVERAGE CONSULTING
Policy language
RESEARCH
INSURANCE ARCHEOLOGY
Long-tail claims
Mergers/acquisitions
EDUCATION
Webinars/Workshops/Seminars
My insurance claim career spans 44 years, all of which have been spent managing, directly or in a supervisory capacity, commercial and personal lines insurance claims. For the last 30 years, I have specialized in commercial long-term exposure, or continuous property damage, bodily injury, and personal injury claims on a national basis, primarily, but not exclusively, involving construction defect, environmental, toxic tort, and product liability, and design professional liability claims. I frequently collaborate with underwriting professionals to draft and redraft policy language. My experience also includes construction accident claims, particularly third-party-over actions in New York.
During the first 14+ years of my career, I supervised personal lines claims, both on a primary and umbrella basis, in the State of New Jersey. It was during this time, in the early 1990s, that I qualified as an expert in the evaluation of automobile bodily injury claims in Federal Court. On behalf of the U.S., I testified as an expert in Newark Federal Court in two related automobile insurance fraud prosecutions of a fraud ring that included a physician, three attorneys, and their respective office staffs.
I am a staunch proponent of lifetime professional development as evidenced by my participation in formal programs as well as by my creation and delivery of webinars and workshops.
Effective September 2020, I joined the Academy of Insurance as an instructor, https://www.ijacademy.com/.
Effective April 2021, I joined the adjunct faculty at Borough of Manhattan Community College – CUNY and will be teaching Fundamentals of Risk Management and Insurance, Property and Liability Insurance Principles, Commercial Insurance Principles, and Insurance Operations.
Effective May 2021, I affiliated with PolicyFind Insurance Archeology Services, https://www.policyfind.com/.
Company Info
Junfola Insurance Consulting
1420 Pennsylvania Ave, Unit B4
Cape May, NJ 08204
PHONE:
856-357-7826
EMAIL:
WEBSITE:
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