Joseph M. Junfola

Expert Consultants

Joseph M. Junfola, AIC-M, AIDA, AIS, ARM, ARe, ASLI, AU, CPCU, RPLU+, SCLA

Associate Member

Insurance Claim Consultant

Junfola Claim Consulting


Formed in 2019, with offices in Norwood, PA and Cape May, NJ, Junfola Claim Consulting provides the following insurance consulting services:

Coverage and Claim Analysis

Litigation Support

Attendance: mediations, settlement conferences, carrier meetings, trial monitoring


Policy Language Review


My insurance claim career spans 43+ years, all of which have been spent managing, directly or in a supervisory capacity, commercial and personal lines insurance claims.  For the last 29 years, I have specialized in commercial long-term exposure, or continuous property damage, bodily injury, and personal injury claims on a national basis, primarily, but not exclusively, involving construction defect, environmental, toxic tort, and product liability, and design professional liability claims. I frequently collaborate with underwriting professionals to draft and redraft policy language.  My experience also includes construction accident claims, particularly third-party-over actions in New York.

During the first 14+ years of my career, I supervised personal lines claims, both on a primary and umbrella basis, in the State of New Jersey.  It was during this time, in the early 1990s, that I qualified as an expert in the evaluation of automobile bodily injury claims in Federal Court.  On behalf of the U.S., I testified as an expert in Newark Federal Court in two related automobile insurance fraud prosecutions of a fraud ring that included a physician, three attorneys, and their respective office staffs.

I am a staunch proponent of lifetime professional development as evidenced by my participation in formal programs as well as by my creation and delivery of webinars and workshops. 

Effective September 2020, I joined the Academy of Insurance as an instructor,

Effective April 2021, I joined the adjunct faculty at Borough of Manhattan Community College – CUNY and will be teaching Fundamentals of Risk Management and Insurance.

Effective May 2021, I affiliated with PolicyFind Insurance Archeology Services,

I am licensed in Florida and Louisiana.


Company Info

Junfola Claim Consulting

1420 Pennsylvania Ave Unit B4

Cape May, NJ 08204