Bill Wilson, CPCU, ARM, AIM, AAM is the founder and CEO of InsuranceCommentary.com. He is the former Assoc. VP of Research & Education at the Independent Insurance Agents & Brokers of America where he founded the Big “I” Virtual University. In addition to over 28 years serving independent insurance agents, he was formerly employeed for 18 years by Insurance Services Office and its predecessors and affiliates. He is a graduate of Illinois Institute of Technology with a BS degree in fire protection and safety engineering. He obtained the Chartered Property Casualty Underwriter designation in 1980 and the Associate in Risk Management designation in 1982.