Colby Allen

Colby Allen is a consultant with Agency Brokerage who has over 10 years of industry experience in finance, operations, analytics, and project management. During that time he has worked with regional agencies, national agencies, and a regional carrier. Notable projects include refinement of agency finance and operational reporting processes as well as assist in acquisitions…

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James F. Hughes III

I am an unique risk management and insurance professional, having worked in all three main sectors of the industry, insurer, broker, and risk management. More particularly, I have been a risk manager for a Fortune 50 company, an insurance broker, twice albeit in different roles in addition to being a wholesale insurance broker, and a…

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Michelle Villarreal

Michelle Villarreal began her claims career over 30 years ago, with Cigna Companies while attending St. Mary’s University in San Antonio. She is the President and CEO of Occupational Accident Risk, Inc, a Third Party Administrator specializing in Texas work injury programs. They have been in the Third Party Administration industry since 2006, offering services…

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Andrew G. Sall

Andrew is a seasoned expert with over two decades of battle-tested experience under his belt.  Andrew’s success is no accident; it stems from a profound understanding of the idiosyncrasies of his clients’ businesses. He combines numerical precision with compelling narratives, a rare skill that transforms inadequate business income claim offers and outright denials into substantial…

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Jane Marie Downey

Jane Marie Downey, ARM, M. Ed Principal Risk Consultant, Clarity Concepts, Inc.   In Memoriam Jane passed away on December 9th. All of us who knew her can give testimony to her commitment, energy and drive. She had come through a lot and was building a successful consulting and expert witness practice. She is gone…

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Daniel Guy Fink

As an experienced insurance expert witness, Daniel works with attorneys on agent/insurance company standard of care and bad faith.  He can analyze coverages and claim handling.  He works with both plaintiffs and defendants on cases he believes in.  Daniel has 40 years of experience as a practicing insurance agent / professional and almost 20 years…

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Ralph Korn, CPCU

I have over fifty years’ experience in insurance and risk management.  I am a graduate of Loyola University, Chicago.  My corporate experience includes Director of Insurance for Duplan Corporation, Risk Manager for E. & J. Gallo Winery and Vice President of Insurance for Greyhound Corporation.  In addition, I have over thirty-five years’ experience as an…

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Stephen Miller, CPCU, AIC

Steve is a 30+ year veteran of property and casualty insurance claims.  He holds the CPCU and AIC designations and is Past President (2006) of the National Society of Professional Insurance Investigators (NSPII). Over the course of his carrier career, Steve worked as a direct claim handler, manager, litigation examiner, senior claim specialist and director…

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J. Eric Peterson, Jr.

I have been in the insurance industry for over 30 years, working as a Licensed Property and Casualty Insurance Broker, Licensed Property and Casualty Insurance Adjuster and Litigation Manager for wholly owned, Captive Insurance companies.  I have also worked for the country’s top Third Party Administrative Companies. I currently hold Property and Casualty Insurance Broker…

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